Someone told me it could be a scam to apply for a credit card here any thoughts?
They are based out of Arkansas. About 15 years ago I had a credit card issued by them. I never had any problems with them. This is a genuine bank.
Happy Holidays 1990 Little Rock Arkansas
title says it
When James became ill, the couple encountered financial difficulties because of high medical bills. The couple asked Bank of America to modify the loan.
I'm at Simmons First National Bank (5000 E Markham, Little Rock)
I just became the mayor of Simmons First National Bank on @! 
Fight Fees with Low Fee Credit Cards :P Simmons First National Bank
Fight Fees with Low Fee Credit Cards Simmons First National Bank :)
Fight Fees with Low Fee Credit Cards Simmons First National Bank :P