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Where is a mortgage calculator whcih shows whether I should refinance?

Where do I find a calculator that shows whether it is worth paying a penalty ($2700) to break my existing mortgage(4.71%with 2 yrs left to go with a lower rate (3.55%)?


For calculators on mortgages, try bankrate.com


They have all kinds of calculators and information, including info on how to figure out when it is worth refinancing.


(does "2 yrs left to go" refers

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