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What Drugs do Life Insurance companies test for?

Oct 12, 2007 by Philip D | Posted in Insurance

If a 38 yr old male applies for a 200,000 life Insurance policy and is scheduled to take a urine test, what will they be looking for? Would marajuana use cause the applicant to fail?

When you submit an application for a life insurance policy and take the medical exam they will look for anything that will increase their risk of insuring you (anything that is more likely to force a payment sooner rather than later). Examples would be;

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